Students covered by another insurance plan should determine if there are any changes in coverage while away from home. There may be specific procedures required for access to non-emergency services, in addition to any deductible and co-pay obligations. The College Student Accident & Sickness Plan may be a wise investment as these costs may be covered by the plan. The plan is not intended to replace an existing major medical plan as some of the outpatient benefits are limited; however, it is a great opportunity to supplement existing coverage.

The plan covers sickness as well as accidents on a 24-hour basis, both on and off campus for the entire 12-month calendar year (August 2010 to August 2011). The annual cost of the Basic Plan is $445.00. There are additional buy-up options. If a student is a student-athlete, an additional $600.00 rider for collegiate athletics will be added. All student-athletes must provide proof of insurance OR purchase the Bethany College plan prior to the first day of practice.

Participation in the plan will be mandatory for all full-time students unless evidence of primary coverage is provided by September 15, 2010. Students will be allowed to waive the Student Accident & Sickness Plan by going to the EIIA website (www.eiia.org/bethany) and completing a waiver form, available after July 1, 2010, with detailed primary insurance information. All students will be billed for insurance until the waiver information is received.

A description of the plan, plan coverage and design may be found on the EIIA website at www.eiia.org/bethany. Again, the waiver access will be available online after July 1, 2010. Questions or concerns about the coverage should be directed to EIIA’s Student Team at 1(888)-260-7415.

Health Insurance Brochure